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  • Investment

    Investing in property can be an effective strategy to build wealth

Property Investment

Investing in property can be an effective strategy to build wealth. The tangible evidence of your investment coupled with the rental income and possible tax concessions provide investors with peace of mind making it an attractive investment option.

Property Investing Tips & Tricks

Using equity for investments

The equity in your home to finance an investment (property, shares etc) is a great way of putting your property to work for you. This will often be a more cost-effective option than taking out a personal loan if done correctly. The fastest way to understand the options you have available to you and how equity works is to contact us today!

Negative gearing*

When the return or income you receive from your rental property is less than the expenses of owning that property (interest on your loan, council rates etc) – the property is said to be negatively geared.

In some instances the Australian Taxation Office will allow this ‘loss’ incurred on the investment to be offset against your personal income, as a tax deduction.

Example:

Rent received 9,000
Expenses incurred 12,000
Loss which may be claimed as a tax deduction 3,000
*Consult with your tax adviser to see how negative gearing can be applied to your personal situation.

Seek independent financial advice

The old adage that if an investment opportunity sounds too good to be true, it usually is – holds true. Always be sure to research your investment decision thoroughly. Be sure to seek independent property and financial advice.

If you are turning to property investment for capital growth, tax benefits and as a retirement strategy, it is very important to learn as much as you can, especially if you are looking to invest in an area you’re not completely familiar with.
  • “Paul Menti was as professional as he was patient. Our situation was not easy, yet he pressed through the entire process with us, and I will certainly be giving him my further business and any referrals”
    Peter & Debra Urquhart
  • “Thanks very much for your assistance in this matter, we both really appreciate the way you made everything run so smoothly ad we absolutely love our new place!!”
    Emily Rehm
  • “Jon and I just wanted to say a big huge thank you for all the hard work that you put in while you were securing our mortgage. Due to your high levels of professionalism you made the whole process as painless as possible.
    We are now settling into our new home and loving it. So we wanted to take the time out to thank you again. We look forward to doing more business with you in the future and recommending you to all of our friends. Thanks a million!”
    Aveen & Jon Kerr
  • “Hi Paul, Thank you for your assistance with my loan. At 79yrs it isn’t easy to find a lender but you persisted until you found Vision Equity. Not satisfied with just anything but searching to find an equitable loan at the best interest possible. I truly appreciate all the time you have taken to ensure that everything went as smoothly and as quickly as possible (Even with a few obstructive actions by a company that will remain anonymous) and for constantly keeping me in the loop letting me know how we were progressing right up to settlement and what the final disbursements were. I have no hesitation in recommending you to friends and family. All good wishes.”
    Margaret
  • “Paul Menti is someone you need to know. I can personally recommend Paul as he’s been my family’s rock when it’s come to our financial matters over the past decade or so. Great to know he has my back. Thank you Paul you’re a champion.”
    Lynda Hunter

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