MMQ | Applicant 1: Required Information Form

Applicant 1: Required Information Form

All fields are required, if something does not apply to your situation, please enter N/A. 
All joint assets and liabilities to be entered under Applicant 1. 

Previous name/s (if any)

Home Phone

Postal Address

Previous residential address 1 (3 years history)

Date moved in

Date moved out

Previous residential address 2

Date moved in

Date moved out

Previous residential address 3

Date moved in

Date moved out

Current joint/personal savings accounts 1 - Bank name

Acc Name

Acc Number

BSB

Acc Balance

Current joint/personal savings accounts 2 - Bank Name

Acc Name

Acc Number

BSB

Acc Balance

Motor vehicle - make, model, and year

Motor vehicle value

Home contents value

Shares value

Superannuation fund name

Superannuation policy/member number

Superannuation value

List any other assets

Do you have any insurance to protect your lifestyle? Eg; Life/Income Protection/Total Permanent Disablement Insurance. If Yes, please give Company with and Policy Number and Value. If No, can you advise how you would manage home loan repayments and your lifestyle if something were to occur that caused you to be unable to earn an income? c. If No would you like someone to contact, you regarding Life/Income Protection Insurance?

Have you received financial advice from an accountant, solicitor or financial planner relating to this home loan you are applying for? If Yes, please give the Name and contact number for the adviser.

Have you had any difficulty in meeting your financial commitments in the past two years?

Do you have any pending judgements or legal proceedings that may impact on your financial situation in the foreseeable future, if so, please provide details?

Do you anticipate any material changes to your financial situation? For example: change in employment, income or expenditure?

Please give your preference for the following Loan Options. Fixed or Variable rate? Fixed:

Would you like any of the following Loan features – Yes or No? Pay off quickly/make additional repayments – is it important that the loan is paid off quickly and that additional payments are allowed without penalty.

Ability to Split the loan – is it important to have more than one loan sub account/s, or a separate account for savings/investment funds, for tax, accounting or personal expense purposes.

Offset account available – is it important to have a separate savings account linked to the loan that offsets the savings balance against the loan balance. This may only be available with a higher rate product. Redraw may be adequate for you.

Re-Draw Facility – is it important to have access to additional repayment funds should it be required.

Top Up - is it important to have access to additional funds for future use subject to enough equity and the ability to increase you loan.

Portability/Transportable - is it important to have the option to transfer the loan to an alternative property if you sell and rebut to save money and time.

Are there any other features you would prefer?

Living Expenses – Lenders and Brokers by law are now required to make in depth investigations into your current and future living expenses - please give me your most accurate figure you can for each of the following - 1. Primary Residence Costs - Electricity, Gas, Water Rates, Council Rates, Strata Fees, House Maintenance, Furniture, Household Appliances & Goods per month:

Communications & Media – Telephone, Mobiles, Internet and Cable TV per month:

Transport – Includes fuel, registration, licence fees, vehicle maintenance & public transport per month:

Food, Groceries & Pets – Includes all food and groceries (Including takeaways and restaurants), all costs associated with pets including vet and other costs per month:

Clothing/Personal Care – Includes clothing, grooming and all other personal care costs per month:

Recreation and Entertainment – Includes Holidays, Newspapers, Magazines, Books, Gifts, Movie Hire, Alcohol, Tobacco, Gambling and general entertainment per month:

Public or Government Primary or Secondary Education - Includes school fees, textbooks, uniforms, sports, after school activities per month:

Higher Education and Vocational Training - Includes school fees, textbooks, uniforms, sports, after school activities per month:

Childcare – all childcare costs and travel costs per month:

Medical & Health – includes doctors’ visits, prescription medicines, chemist and all other medical costs per month:

General Insurance – Includes house & contents insurance, health insurance, car insurance per month:

Other Insurances per month:

Other - Are there any other expenses that do not fit into the categories above including additional Superannuation contributions per month:

Land Tax and Body Corporate - on Owner Occupied principle place of residence per month:

Private Schooling and Tuition per month:

Child Maintenance per month:

Personal Insurances - life insurance, trauma insurance and income protection per month:

Investment Property Costs - Electricity, Gas, Water Rates, Council Rates, Strata Fees, House Maintenance, Furniture, Household Appliances & Goods per month:

Secondary Residence Costs - Electricity, Gas, Water Rates, Council Rates, Strata Fees, House Maintenance, Furniture, Household Appliances & Goods per month:

Rent per week:

Board per week:

“Paul Menti was as professional as he was patient. Our situation was not easy, yet he pressed through the entire process with us, and I will certainly be giving him my further business and any referrals”
Peter & Debra Urquhart
“Thanks very much for your assistance in this matter, we both really appreciate the way you made everything run so smoothly ad we absolutely love our new place!!”
Emily Rehm
“Jon and I just wanted to say a big huge thank you for all the hard work that you put in while you were securing our mortgage. Due to your high levels of professionalism you made the whole process as painless as possible.
We are now settling into our new home and loving it. So we wanted to take the time out to thank you again. We look forward to doing more business with you in the future and recommending you to all of our friends. Thanks a million!”
Aveen & Jon Kerr
“Hi Paul, Thank you for your assistance with my loan. At 79yrs it isn’t easy to find a lender but you persisted until you found Vision Equity. Not satisfied with just anything but searching to find an equitable loan at the best interest possible. I truly appreciate all the time you have taken to ensure that everything went as smoothly and as quickly as possible (Even with a few obstructive actions by a company that will remain anonymous) and for constantly keeping me in the loop letting me know how we were progressing right up to settlement and what the final disbursements were. I have no hesitation in recommending you to friends and family. All good wishes.”
Margaret
“Paul Menti is someone you need to know. I can personally recommend Paul as he’s been my family’s rock when it’s come to our financial matters over the past decade or so. Great to know he has my back. Thank you Paul you’re a champion.”
Lynda Hunter

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