How your shopping habits could hurt your chances of securing a mortgage

Recently so many of my customers have been shocked that their shopping habits with buy-now-pay-later apps would come back to haunt them when they have applied for a mortgage. Once the Lenders complete all the document checks they often come back to me and say, ‘Do you know your customers have an Afterpay account?’. Once [...]

Why brokers hold the keys to getting your foot in the property door

Getting a foot in the door of your dream home might be getting harder, but talking to a mortgage broker could get you the keys more quickly. Purchasing a property in today’s housing market is not for the faint-hearted. Would-be homebuyers have only to turn on their TV – or check Facebook or Twitter – for the latest [...]

Buying & Selling Tips for choosing the right real estate agent to sell your home

Finding the right real estate agent to sell your property can be daunting. These helpful tips can make the experience a whole lot easier. Do some research The key to finding the right real estate agent is doing a bit of research. Start by making a short list of agents in your area. Then, investigate [...]

By |2018-02-26T06:33:02+00:00February 26th, 2018|Home & Investment Lending, Home & Living|0 Comments

Why 86% of Australians don’t know their monthly expenses

If you don’t know how much you spend on household expenses and entertainment every month, you’re not alone. It appears very few Australians can tell you the exact amount, according to a new study by UBank. A staggering 86% of the Australian population doesn’t know how much money they are spending every month. Some 82% [...]

By |2018-02-22T01:59:04+00:00February 22nd, 2018|Home & Living|0 Comments

Money-saving SOS: Effective tips to help land that home loan

Looking to enter the property market and worried about how you’re going to secure your first home loan? It’s time to start making your money work for you so you can land that loan. Qualifying for a home loan isn’t always an easy path. Aggressive interest rates, competition in the market and less than rigorous [...]

Disloyalty pays: the cost of staying with one bank

Two in five Aussies are still with their childhood bank Australians are being urged to review their banking after new research shows nearly 40% are still with the same bank they signed up with as a child. A survey of 2026 customers reveals two in five are still with the bank their parents set them up [...]

By |2018-02-15T05:04:34+00:00February 15th, 2018|Home & Investment Lending, Home & Living|0 Comments

Want to help your kids buy property? Here’s how.

The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. 1.Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At the [...]

By |2018-02-13T07:47:36+00:00February 13th, 2018|Home & Investment Lending, Home & Living|0 Comments

Declining living standards are impacting mortgage repayments

For the first time in a generation, Australian living standards are declining, according to new research from Australian National University (ANU) for News Corp Australia. This decline is mainly due to the weakest wage growth on record. Living costs have outstripped income gains by 1.4% over the past year and by 3.8 since 2013. Before [...]

By |2018-02-09T01:07:57+00:00February 9th, 2018|Home & Investment Lending, Home & Living|0 Comments

The problem with getting financial advice from your bank

Next time the friendly bank staff want to help you with your money, consider this: 75% of the advice given to customers wasn’t in the client’s best interests, according to a review of the financial advice offered by the big four banks and AMP by the regulator, the Australian Securities and Investments Commission (ASIC). And [...]

Four ‘money buckets’ every family needs in their budget

With the summer holidays behind us and the new year under way, this is a perfect time to review our finances and plan for the year ahead. Budgeting is a simple and smart strategy to track your outgoings and minimise the impact of costly surprises throughout the year. Put simply, this “bucket” method requires multiple [...]

By |2018-01-17T01:34:10+00:00January 17th, 2018|Home & Living|0 Comments
Go to Top