RBA announces June cash rate – a new record low!

Mortgage rate cuts are on the cards after the Reserve Bank dropped the official cash rate for the first time in almost three years.  The Reserve Bank of Australia (RBA) has cut the official cash rate to 1.25 per cent, following its monetary policy board meeting. The central bank’s decision was predicted by most [...]

By |2019-06-04T05:31:45+00:00June 4th, 2019|Home & Investment Lending, Interest Rates, RBA|0 Comments

RBA announces May cash rate decision

The central bank’s cash rate decision has been revealed, following its monthly monetary policy board meeting.  The Monetary Policy Decision full statement by Philip Lowe, RBA Governor can be found here. https://www.rba.gov.au/media-releases/2019/mr-19-11.html Despite many economists expecting a cut, the Reserve Bank of Australia (RBA) has held the official cash rate at 1.5 per cent. [...]

By |2019-05-07T07:01:39+00:00May 7th, 2019|Home & Investment Lending, Interest Rates, RBA|0 Comments

Would negative gearing changes be a big win for first-home buyers?

Some will win, some will lose — this was how one economist described the impact of the changes to negative gearing the Australian Labor Party proposes to enact should it win the upcoming federal election. In a think piece on Realestate.com.au, REA Group chief economist Nerida Conisbee said drastic changes are in store should Labor [...]

By |2019-04-30T01:33:30+00:00April 30th, 2019|First Home Buyer, Home & Investment Lending|0 Comments

How your shopping habits could hurt your chances of securing a mortgage

Recently so many of my customers have been shocked that their shopping habits with buy-now-pay-later apps would come back to haunt them when they have applied for a mortgage. Once the Lenders complete all the document checks they often come back to me and say, ‘Do you know your customers have an Afterpay account?’. Once [...]

Buying property with other people: Mine, yours or ours?

When people buy property together, particularly if it’s with a partner or spouse, they often register the title in both people’s names – especially if they’re going to live in the property. But other arrangements are possible, several friends might opt to own individual shares in a property, for example, or a couple might choose [...]

By |2018-03-21T04:38:49+00:00March 21st, 2018|Home & Investment Lending|0 Comments

Budget buys: how to invest in property with as little as $100k

Even with a tight budget investors can take the plunge in multimillion-dollar markets Do you want to buy an investment property in 2018 but are scared off by the $1 million-plus price tags in our major capitals. Believe it or not, $100,000 can still go a long way. Here are three ways to invest on [...]

By |2018-03-19T00:45:02+00:00March 19th, 2018|Home & Investment Lending|0 Comments

Brisbane housing forecast to shine

The Aussie capital with the best-performing housing market over the next few years may not be the usual suspects of Sydney or Melbourne, but rather Brisbane, thanks to more affordable housing and strong jobs growth and interstate migration. CoreLogic research director, Tim Lawless, forecast that the housing market in Australia’s third largest capital city is [...]

By |2018-02-28T05:17:29+00:00February 28th, 2018|Home & Investment Lending|0 Comments

Why brokers hold the keys to getting your foot in the property door

Getting a foot in the door of your dream home might be getting harder, but talking to a mortgage broker could get you the keys more quickly. Purchasing a property in today’s housing market is not for the faint-hearted. Would-be homebuyers have only to turn on their TV – or check Facebook or Twitter – for the latest [...]

Buying & Selling Tips for choosing the right real estate agent to sell your home

Finding the right real estate agent to sell your property can be daunting. These helpful tips can make the experience a whole lot easier. Do some research The key to finding the right real estate agent is doing a bit of research. Start by making a short list of agents in your area. Then, investigate [...]

By |2018-02-26T06:33:02+00:00February 26th, 2018|Home & Investment Lending, Home & Living|0 Comments
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