Easy refinancing for a better deal on your home loan

While refinancing your home loan may seem overwhelming at first, it’s less complicated than you might think. With historically low interest rates and increased competition across the home loan industry, lenders are keen to get your business. When you first took out a home loan, you probably paid very close attention to interest rates. Over [...]

By |2017-10-18T01:37:02+00:00October 18th, 2017|Commercial Finance, Home & Investment Lending|0 Comments

What you can borrow or what you should borrow?

The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity – what you can borrow – depends on [...]

How to prepare your business for sale

Do you know when you want to sell? Are you prepared for something to happen to you in your business that may force you to exit your business? Usually the answer to these questions is a resounding no, if you are in business you are doing everything you can to keep your head above water, [...]

By |2017-08-31T01:52:47+00:00August 30th, 2017|Commercial Finance|0 Comments

Refinancing could save you thousands – and give you greater flexibility

It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. There are a number of reasons why you might want to refinance: you can consolidate debt from high-interest credit cards into a home loan with [...]

By |2017-08-30T01:39:24+00:00August 30th, 2017|Commercial Finance, Home & Investment Lending|0 Comments

A simple guide to small business loans

Small business loans can be great when you need to get your brand up and running or cover unexpected expenses. However, it’s useful to understand the difference between the available options before committing to one. To help you make the right choice, here’s what you need to know about some of the more commonly used [...]

By |2017-08-24T01:54:10+00:00August 24th, 2017|Commercial Finance|0 Comments

Commercial and asset finance 101

What is commercial finance? Commercial finance is an umbrella term for different kinds of business loans. They’re designed to help manage your capital and cash flow. Types of commercial finance Business overdraft: Your financial institution allows you to overdraw your existing business account up to an approved limit. You can only access the overdraft after [...]

By |2017-08-16T01:37:03+00:00August 16th, 2017|Commercial Finance|0 Comments