About Paul Menti

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So far Paul Menti has created 8 blog entries.

How your shopping habits could hurt your chances of securing a mortgage

Recently so many of my customers have been shocked that their shopping habits with buy-now-pay-later apps would come back to haunt them when they have applied for a mortgage. Once the Lenders complete all the document checks they often come back to me and say, ‘Do you know your customers have an Afterpay account?’. Once [...]

Cash rate announced ahead of federal budget

The RBA has revealed its cash rate decision for April ahead of the release of the federal budget this evening. Following its monthly board meeting, the Reserve Bank of Australia (RBA) has announced that it has held the official cash rate at 1.5 per cent. It has been two and a half years (August 2016) [...]

By |2019-04-09T03:57:17+00:00April 2nd, 2019|Interest Rates, Uncategorized|0 Comments

RBA announces March cash rate – same old, same old.

In its second announcement of the year, the Reserve Bank of Australia has announced that the official cash rate will remain on hold at 1.5% In a statement the RBA said the central scenario is still for the Australian economy to grow “by around 3% this year”. Speculation around the decision has intensified over recent [...]

By |2019-03-05T04:26:21+00:00March 5th, 2019|Uncategorized|0 Comments

RBA sets new record for interest rates

The Reserve Bank of Australia (RBA) has held the cash rate at its historic low of 1.5% for the 24th consecutive month. It is the longest period of interest rate stability on record. The Bank's central forecast for the Australian economy also remains unchanged with GDP growth expected to average a little over 3% in [...]

By |2018-08-07T05:36:19+00:00August 7th, 2018|Interest Rates, RBA|0 Comments

Tips to boost your super when you don’t work full-time

The Australian workforce is changing and the rise of the “gig economy” is potentially posing a threat to retirement incomes. The gig economy, where buyers and sellers of goods and services are matched or organised via web-based platforms, has shown exponential growth, says the Association of Superannuation Funds of Australia (ASFA). The number of gig [...]

By |2018-04-04T06:20:02+00:00April 4th, 2018|Retirement|0 Comments

Buying property with other people: Mine, yours or ours?

When people buy property together, particularly if it’s with a partner or spouse, they often register the title in both people’s names – especially if they’re going to live in the property. But other arrangements are possible, several friends might opt to own individual shares in a property, for example, or a couple might choose [...]

By |2018-03-21T04:38:49+00:00March 21st, 2018|Home & Investment Lending|0 Comments

Budget buys: how to invest in property with as little as $100k

Even with a tight budget investors can take the plunge in multimillion-dollar markets Do you want to buy an investment property in 2018 but are scared off by the $1 million-plus price tags in our major capitals. Believe it or not, $100,000 can still go a long way. Here are three ways to invest on [...]

By |2018-03-19T00:45:02+00:00March 19th, 2018|Home & Investment Lending|0 Comments

Half of Aussies think they need 20% deposit

This is a great article relating to borrower deposit perceptions in Australia from MPA Magazine. CoreLogic housing affordability survey finds huge concern over deposits but large gaps in knowledge 58% of Australians are unaware that banks will lend above 80% LVR, a CoreLogic survey has indicated. Only half of those surveyed were aware of stamp [...]

By |2017-05-18T02:45:24+00:00May 18th, 2017|Home & Investment Lending|0 Comments
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