Written by Nerida Conisbee. Nerida Conisbee is chief economist for realestate.com.au. With almost 6 million people coming to realestate.com.au each month, we have access to real-time data which shows us Australia’s housing preferences. With so much talk about property crashes, oversupply, affordability and rising household debt, what is really going on in the residential sector? [...]
We all make bad decisions about money from time to time. But what if you could avoid future financial errors by learning from others? In the FPA’s Live the Dream 2017 National Research Report survey we asked Aussies for their top financial regrets so you can learn from their mistakes. Ask a financial planner and they’ll [...]
This table displays loans with a 2 year fixed period and a 3 year fixed period for both owner occupied and investment loans. For a free Full Comparison Assessment give us a call on 0405633633.
The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity – what you can borrow – depends on [...]
This table displays interest rates for owner occupied and investment loans. For a free Full Comparison Assessment give us a call on 0405 633 633.
Working beyond 65, either part time or as a casual, can be financially beneficial when it comes to boosting your super. But to make any contributions – concessional or non-concessional – you need to first satisfy certain rules. “If you want to contribute to super from the age of 65 to 74, you have to [...]
Wipe your shoes Dust contains many pollutants so it’s important to reduce it as much as possible. One small step that will have a big impact is to get everyone to wipe their shoes on the doormat and, ideally, remove their shoes before entering the house. Place a good-quality coir doormat at every entrance. Get [...]