Finding a home loan when you’re self-employed

There are many perks to working for yourself, but when it comes to applying for a home loan, it seems being your own boss sends up a red flag to banks and other lenders. Why? A salaried employee has a regular, steady income and is less likely to experience the cash flow volatility of a [...]

By |2017-10-30T01:48:01+00:00October 30th, 2017|Home & Investment Lending|0 Comments

How to get your teenagers interested in investing

Written by Ross Greenwood for Money Magazine. One of the greatest sources of pride for a parent is to teach their children a lifelong skill. And seeing that parents spend so much time, money and energy protecting their children, educating them, ferrying them to sport or dance classes, there is one blindingly obvious thing I [...]

By |2017-10-25T01:29:55+00:00October 25th, 2017|Home & Investment Lending|0 Comments

Using property to cover your cash flow shortfall in retirement

Written by Ben Kingsley for Money Magazine. I wish more Australians knew their retirement shortfall amount and I wish they knew it a lot earlier in life than when most actually start thinking about retirement. Most people don’t start taking their retirement planning seriously until they are in their 50s, yet for many this is [...]

By |2017-10-25T01:10:27+00:00October 25th, 2017|Home & Investment Lending, Retirement|0 Comments

Home Loans 101

There are a range of home loans available in Australia, so it can be hard to understand their features and whether they are right for you. This guide explains all you need to know. Variable loans Variable loans are loans that are subject to interest rate fluctuations. Whenever your bank increases or decreases interest rates, [...]

By |2017-10-23T02:43:53+00:00October 23rd, 2017|Home & Investment Lending|0 Comments

What your property manager should be doing for you

A property manager is responsible for just three major things: finding you a tenant, collecting the cash and carrying out regular inspections. Right? Wrong, says Emma Gordon, who runs the property management division at Harcourts Victoria. She says property managers – or at least the good ones – now carry out tasks far beyond that. [...]

By |2017-10-18T01:51:31+00:00October 18th, 2017|Home & Investment Lending|0 Comments

Easy refinancing for a better deal on your home loan

While refinancing your home loan may seem overwhelming at first, it’s less complicated than you might think. With historically low interest rates and increased competition across the home loan industry, lenders are keen to get your business. When you first took out a home loan, you probably paid very close attention to interest rates. Over [...]

By |2017-10-18T01:37:02+00:00October 18th, 2017|Commercial Finance, Home & Investment Lending|0 Comments